Car Buying Tips

Top 5 Tips to Know Before Buying a Car

  1. car buying tipsDo your research. There are many web sites that you can visit to find the average price of the car you are looking for as well as consumer reports to get a good quality car that won’t cost you thousands in repairs.
  2. Narrow down your vehicle type prior to visiting the dealership. Do not get too specific on the exact make and model, rather determine if you are looking for a sedan, compact, van, SUV, crossover, minivan, or Truck. Dealerships have many vehicles on their lot that will fit your needs.
  3. Bring along a friend who knows more about cars than you do. It is always a good idea to bring along the family friend who is a mechanic.
  4. Ask to take the car to a mechanic. If you do not have a mechanic friend to bring along take the vehicle to have it looked at prior to signing on the bottom line.
  5. Get a CARFAX report. The dealership should supply you this for free, you only need to ask. The report will tell you if the vehicle you are interested in has ever been in an accident.

What NOT to Do At the Dealership

  • DO NOT buy a vehicle that you don’t need. Everyone wants the hot rod, but you many only be able to afford the sedan. Know your budget.
  • DO NOT stay at the dealership for more than an hour. Set your time limit. Tell the salesperson that you are leaving after one hour if you do not have a deal.











3 Things You Can Do to Lower Your Price

  1. Negotiate on price of the vehicle, not the payment per month. Stick to the price of the vehicle and you will get a better deal. You can use our car loan calculator to determine the payment on a vehicle based on price.
  2. Do not tell the sales person you have a trade (even if you do!). Negotiate on the PRICE of the vehicle you want to buy first, after you finalize the price; bring your trade into the negotiation. You will get a better deal.
  3. Do not purchase the car on your first visit. Purchasing a car is an emotional decision and you don’t want to let your emotions get the best of you. Take your time. Usually you can get a better price on the vehicle if you go back to the dealership the next day.

How Do We Do It?

A question we often get is, “How do you get me approved even with bad credit?”.

  • Our online form collects the necessary information to allow dealerships and lenders to work with you directly and get you approved as quickly as possible.
  • We have qualified dealerships that are ready to work with you.
  • The dealers have lender programs that specialize in working with applicants with bad credit.

Our question to you is, what do you have to lose? Apply Now!


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