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3 Things You Can Do to Lower Your Price

  1. Negotiate on price of the vehicle, not the payment per month. Stick to the price of the vehicle and you will get a better deal. You can use our car loan calculator to determine the payment on a vehicle based on price.
  2. Do not tell the sales person you have a trade (even if you do!). Negotiate on the PRICE of the vehicle you want to buy first, after you finalize the price; bring your trade into the negotiation. You will get a better deal.
  3. Do not purchase the car on your first visit. Purchasing a car is an emotional decision and you don’t want to let your emotions get the best of you. Take your time. Usually you can get a better price on the vehicle if you go back to the dealership the next day.

How Do We Do It?

A question we often get is, “How do you get me approved even with bad credit?”.

  • Our online form collects the necessary information to allow dealerships and lenders to work with you directly and get you approved as quickly as possible.
  • We have qualified dealerships that are ready to work with you.
  • The dealers have lender programs that specialize in working with applicants with bad credit.

Our question to you is, what do you have to lose? Apply Now!


Testimonials

"I did not know my credit score but knew I had missed a few payments and knew I might have bad credit. EZCarLoan123 was able to put me in touch with a local dealer who specialized in financing bad credit. I had a very pleasant buying experience and I found the exact car that fit my needs. Thank you!"

Sally, WA


"Very pleasant buying experience"

"Thank you so much EZCarLoan123, Your customer service was incredible, I applied for a loan at night time and was in my new car the next day!"

Tom, PA


"Applied for a loan at night time and was in my new car the next day!"

"EZCarLoan123 was easily the fastest and best car buying experience I have ever had, and I'm 82 years old!"

Harold, OK