Are you looking for a car loan and have
bad or poor credit?

No problem – we offer 100% acceptance!

FACT – If you have bad credit, bankruptcies, or no credit – you are OK for a car loan. Just let us know how much you make each month. We will explain what you have to do to get pre-approved.

What the Experts are Saying – The experts agree: Search the national clearinghouse of car lenders. Some lenders consider your job as your credit. Other lenders consider your rent history. There is not a situation we have never seen. Complete the form on the right to see how we can help you.

  • 100% Financing Available *car
  • Zero Money Down Options *
  • Fast Loan Decision
  • Any Type of Car – New or Used

Find out if you prequalify instantly.

Understanding How Your Bad Credit Affects Your Auto Loan. A poor credit score rating is always going to translate to a larger monthly payment on any approved auto loan. Lenders charge a higher interest rate to those with a lower credit score in order to offset their high default rates.

Buying a new car outright won’t reestablish your credit. You’ll need to take out a loan for that. But what options do you have? The “buy here, pay here” dealerships might be one alternative, but not all of them report your payment progress to the credit bureaus. Plus, you’re still buying a used car that may require repairs. Is a new car out of the question? Not necessarily.

It is possible to buy a new car with bad credit — if you know where to look and how to prepare. Here’s how this kind of car buying works and what to keep in mind throughout the process.

Get Pre-Qualified in 30 Seconds

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This quick and easy process will have you in your new car sooner than you think, regardless of your credit history.

Begin the process by submitting an application on our secure online form.

After a review of your application, we forward your information to a qualified dealer in your area that works with specialty lenders.

Then sit back and relax! The dealership will contact you to schedule a time to meet, and get you into that new car you have been dreaming of. Get pre-qualified at the top of this page.

Credit Problem? No Problem!

Economy issues aren’t a problem with’s simple online form to purchase a vehicle.

Having good credit doesn’t mean qualifying for a loan, or purchasing a car is easy. Having poor credit just makes it more challenging, but it can be done!

Our no obligation application process that you complete in the privacy of your own home or office takes the stress out of buying a car. You get approved online, and are ready to start shopping!

For additional tips on car loans visit out Tips Page.

How Does it Work?

It’s easy! Regardless of poor credit, or even a prior bankruptcy, we can get you approved with one of our dealers, as along as certain qualifications are met.

If you have a full time job and you earn at least $11.00/Hour, ($1800.00/month, before taxes) we can accept your application for review and pre-qualify you for your new vehicle loan.

Lenders who specialize in questionable credit work closely with our database of dealers. So, why not apply today!

For additional tips on car loans visit out Tips Page.